Many people could never consider bankruptcy to be a positive thing, especially if they have been through it. So, can bankruptcy ever be a positive thing for you? This is not something you can rely on anybody else to decide for you. You have to ask yourself, weigh your situation, and make the decision on your own. Even your bankruptcy lawyer cannot help you too much with this decision. Here are some things to consider so that you will know whether bankruptcy is a positive decision for you or not.The first thing to ask yourself is whether there is another option or not. Do you have another way out? Can you get a debt consolidation loan or do something else to rid yourself of the ugly debts? If there are other options, and usually there are, then you need to consider them, as well, before you jump into filing for bankruptcy. You can consult your priest or pastor for a true opinion on your situation. They will be able to offer good advice without anything in the way of what they tell you.You also need to consider the long term effects. Bankruptcy is a life changing event that has been misconstrued by many lawyers on television commercials and radio advertisements. They want you to think it is a quick and easy fix, but it is not. Sure you can file and have it all resolved in a matter of months, but you suffer the consequences for up to an entire decade. They do not tell you that part.Bankruptcy will make it hard for you to finance anything and will also make it difficult for you to get any type of loan or anything that involves credit. It will also make your car insurance, home insurance, or any other insurance go up because they also look at your credit to decide your rates. This is what you will have to deal with so you need to weigh this into your decision.Last, bankruptcy can be positive if it is dealt with correctly. If you file for bankruptcy, then you need to get some sound financial advice and counseling so that you do not end up in the same situation again. Find a way to learn how to stay out of debt and make sure you give yourself the fresh start that you deserve if you are going to go through the trenches of filing for bankruptcy.