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Bankruptcy on Credit Cards – A Growing Problem

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Debt consolidation could be a workable remedy for people who are in the position of looking at the worrisome possibility of bankruptcy in the face. With an increasing number of the American population starting to collapse under the intense weight of credit card debt, most are distressed to discover that the only choice they may […]

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Guidelines For Buying After Bankruptcy

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While a bankruptcy can make getting approved for a mortgage loan more difficult, it is still possible to get approved. In fact, there are more and worse credit loan programs coming out all the time. Subprime lenders are focusing more on helping individuals with poor credit achieve ownership on things such as cars and homes. […]

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Bankruptcy – How to File – What to Know

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If you decide self filing is the way you are going to go, the first decision you have to make is which of the available Chapters of Bankruptcy you are going to file. This is a decision that needs to be made with extreme thought and caution. It is advised to at least go to […]

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Personal Bankruptcy Information and Laws

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Personal bankruptcy is meant for individuals that need a way to reduce their debt and stop collections and garnishments. If you have any amount of debt in access of $10,000, you should talk with a counselor about consolidating all your bills and making payments or talk to a bankruptcy lawyer about what type of bankruptcy […]

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Chapter 11 Bankruptcy Definition – What is Chapter 11 Bankruptcy and Should You File For It?

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So you want a chapter 11 bankruptcy definition to help you determine if this is the right option for you in your current financial predicament?Very simply, chapter 11 is probably the best form of bankruptcy you can declare for, because you aren’t required to give up any of your personal belongings, and most importantly, your […]

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Credit After Bankruptcy? It’s Possible!

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I am frequently asked, and rightfully so, how long will a bankruptcy be on my credit report and will I ever be able to get credit again?The standard time for a bankruptcy to appear on a credit report is 10 years. However, the mere fact that it appears on your credit report is not the […]

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When is Declaring Bankruptcy Your Best Option?

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In today’s hard economic times, people are declaring bankruptcy at an alarming rate. Bankruptcy is the legally declared inability or impairment of ability of an individual or organizations to pay their creditors. In short, you or your business is broke and you cannot pay off your debts.For too long this has been seen as an […]

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What Does Filing Bankruptcy Do to Your Banking Options

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These days banks do have safeguards set up to protect themselves against poor investments or taking on clients with less than favorable credit. One such protection is a service called ChexSystems. This company keeps information about checking accounts and assists their clients in judging credit worthiness of people based on past records. Information in ChexSystems […]

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Advice IVA – Route to Avert Bankruptcy

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IVA or Individual Voluntary Arrangement as it is called is an arrangement between you and the creditors to pay off the money, which you owe within the amicable conditions agreed upon by both the borrower and the creditor. Getting an advice on IVA is very crucial as this advice can stabilize or ruin your credit […]

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Useful Tips on How to Avoid Bankruptcy

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Bankruptcy is a situation where you have drowned in debts. When you file for bankruptcy, credit report companies will report it and such will have adverse effects on your credit score. If you have a history of bankruptcy, chances are, you will not be able to get mortgages or other types of secured and unsecured […]

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